Join the Regular Joe Coin — Make the 1% Jealous

RJC democratizes access to elite investment opportunities—discounted pre-IPOs, direct lending, and AI-powered equity trading. Own a piece of a professionally managed portfolio backed by real-world assets (RWAs) targeting 9–14% net annual returns. No leverage. Full transparency. Blockchain-backed.
Stake. Govern. Invest. High-return, high-yield investments—currently enjoyed by hedge funds and family offices—now available to the Average Joe.

Key Features of RJC

  • Security Token (ERC-3643): RJC is built on the ERC-3643 standard, ensuring it is fully compliant with KYC (Know Your Customer) regulations and AML (Anti Money Laundering), providing a secure and trusted investment platform.
  • Fractional Ownership of Elite Assets: RJC enables fractional ownership, allowing investors to hold shares in high-value assets that were previously accessible to only to elite investors.
  • Stake for Rewards, Vote via DAO, Earn Dividends: By staking your RJC tokens, you can earn rewards and dividends while having the ability to vote on important decisions via the Decentralized Autonomous Organization (DAO).
  • Targeted 20–30% IRR: RJC is designed with a target Internal Rate of Return (IRR) of 20-30%. While this figure is projected, please note that it is not guaranteed and may vary based on market conditions and asset performance.

$10M+ required for private banks.

The gates to elite investment opportunities are often locked behind financial barriers. Only the few can access them. RJC is changing that for the Average Joe.

Management fees opaqueness — all gone

Traditional investments often have high fees and can be difficult to understand. RJC removes these barriers to make investing simple and accessible.
  • Transparent pricing
  • Easy access
  • Fair for all
  • Straightforward terms

RJC gives access, fairness, and transparency.

We break down the walls of elitism, offering you the opportunity to stake, govern, and invest in high-return assets. No barriers, no fees, just real, democratized wealth-building.

Investment Strategy

All investments held in ringfenced SPVs (Special Purpose Vehicles) to protect RJC token holders.

Pre-IPO Discounted Stocks

Discounted shares in high-growth companies pre-listing, filtered for winners.

Direct Lending

High-yield loans in stable investments and renewables with contracted revenues. We know global markets inside out.

AI Trading Engine

Proprietary system—buys, sells, or holds based on neural networks. High double-digit returns (historical, not indicative of future results).

Maximize Your Returns with RJC

The Regular Joe Coin Management (RJCM) are seasoned veterans of investment and finance, with billions in closed deals.

First 10% is all yours

Up to the first 10% return is yours ensuring your investment is protected before RJCM takes its share.

After 10%: 80% to investor, 20% to RJCM

Once the first 10% is earned, 80% of the returns go to you, and 20% goes to RJCM.

Daily NAV Updates

Receive daily updates on your Net Asset Value (NAV), so you’re always informed about your portfolio’s performance.

Staking = +5–15% Extra (Projected)

Stake your tokens to earn additional rewards ranging from 5% to 15% (projected).

20% Portfolio Return: You get 18% (10% + 8%), RJCM gets 2%.

25% Return: You get 22% (10% + 12%), RJCM gets 3%.

30% Return: You get 26% (10% + 16%), RJCM gets 4%.

  • Token -  Name Regular Joe Coin (RJC)
  • Blockchain -  Ethereum (ERC-3643 compliant)
  • Total Supply - 1Bn (scalable via DAO)
  • Initial Price - $1.00 (subject to market)
  • Allocation - 60% Public Sale, 15% Team, 5% Advisors, 10% Treasury, 10% Rewards/Staking
  • Lockups - Team/Advisors: 36 months, 12-month cliff, linear vesting
  • Utility - Fractional ownership, dividends, staking, DAO voting, governance
*100% public proceeds invested—no locked funds. Minimum 100K tokens for ICO success; under that, auto-refunds via smart contracts.

Meet the Team

Backed by experts who've closed billions in deals


Founders

Alexander Greystoke

With 25+ years in alternative investments, Alexander has structured $2B+ in deals for family offices, HNWIs, and institutions. A former lawyer at three top global firms and holder of eleven AI patents, he invests in pre-IPO secondary markets, high-yield opportunities, and other ventures—driving RJC’s mission to democratise wealth.

Harry Vernon

London-based with 20+ years in financial services and international business, Harry specialises in structuring cross-border joint ventures in regenerative agriculture, energy, and critical resources with private firms, listed companies, and governments, championing collaborative investment models for nature-positive projects.

Peter Sermol

London-based with 30+ years in debt capital markets, Peter has led North American operations for a Dutch-regulated brokerage, placing uncorrelated investments with hedge funds. He brings expertise in infrastructure finance and renewable energy, advising sponsors and the IFC on carbon markets. FCA-regulated, he is committed to the Green Agenda.

Investment Team

(Full bios available in the White Paper – individual identities will be announced ahead of the pre-sale.)

Investment Manager 

Chartered Accountant with a Big 4 firm. Built 20 years’ trading experience, including leading distressed asset and special situations trading at a major US investment bank and holding senior roles at top global hedge funds. At RJCM, he focuses on deal sourcing and chairs the Investment Committee.

Investment Committee Member #1

Brings decades of experience in investment banking and investment management, with a track record across global markets.

Investment Committee Member #2

Veteran investment banker with extensive experience structuring complex transactions and financing major infrastructure projects.

Investment Committee Member #3

Seasoned pre-IPO advisor with a background at Sequoia Capital, specialising in due diligence and high-growth company evaluation.

Advisory Board

James C. Row, CFA

Founder and Managing Partner of Entoro Capital, James has over 25 years’ experience in capital raising, deal structuring, and energy finance. He has led $10B+ in transactions across project finance, equity, debt, and digital securities. A CFA and multi-licenced FINRA professional, he is a recognised voice in global investment markets and a frequent industry speaker.

John Doe

Leading blockchain and digital assets lawyer at Cooley LLP, John specialises in MiCA compliance and cross-border regulatory strategy. He advises exchanges, token issuers, and institutional investors, guiding major projects to approval in the EU and US with a pragmatic approach to complex regulations.

Crypto Influencer

A top crypto strategist with over one million followers, known for making blockchain concepts accessible and driving adoption. Their market insight and influence have been central to multiple high-profile token launches, shaping sentiment and amplifying campaigns across platforms.

Matthew Gardiner

Frontier tech and capital markets expert with 20+ years’ experience in AI governance and tokenisation structures for $2B+ in deals. Former Big 4 consultant, he has advised sovereign funds, Fortune 100s, and regulators, leading initiatives that expand institutional access to tokenised markets.

Frontier Tech & Energy Finance Specialist

Multidisciplinary strategist with Big 4 roots, specialising in energy finance, tax structuring, and large-scale infrastructure. They deliver rigorous financial oversight, structuring high-value deals and governance frameworks for innovative ventures.

Jane Roe

Former SEC Commissioner with deep expertise in securities law and market oversight. She advises blockchain ventures on US and global compliance, ensuring investor protection while enabling agility in fast-moving digital finance.

External Partners

Specialist partners delivering the expertise, compliance, and reach to power the Average Joe revolution.

Broker-Dealer – Entoro Capital LLC

US investment banking group providing broker-dealer services, transfer agents, registered investment advisory, commodity pool operation, valuation, and proprietary funds. Also, an environmental asset authenticator, registry, and exchange. Fully FINRA-regulated.

Accountancy & Audit

Global accounting and advisory firm providing audit, tax, and transaction services. Advises high-growth companies on compliance, governance, and structuring, delivering assurance to investors and regulators across multiple jurisdictions.

Blockchain Engineering Partner

Specialist blockchain engineering firm designing and deploying secure, scalable smart contract systems. Experts in tokenisation infrastructure, cross-chain interoperability, and DeFi architecture for regulated and unregulated markets. Supports institutional-grade blockchain solutions from concept to deployment.

Law Firm

International law firm advising on securities, corporate finance, and digital assets regulation. Known for guiding complex cross-border transactions, structuring compliant token offerings, and securing regulatory approvals in multiple jurisdictions.

Cybersecurity & Infrastructure Auditors

Independent cybersecurity audit firm specialising in blockchain platforms, crypto custody, and smart contract penetration testing. Provides vulnerability assessments, compliance audits, and continuous monitoring for institutional-grade digital asset platforms.

Marketing & Community Growth Agency

Web3-focused marketing agency building global crypto communities. Delivers targeted campaigns, influencer partnerships, and cross-platform brand strategy to maximise adoption and user engagement for blockchain and fintech ventures.

Security, Blockchain & Compliance

ERC-3643 Smart Contracts

Secure, blockchain-backed contracts that are fully audited to ensure safety and compliance.

Chainlink Oracles

Real-world data securely integrated into the blockchain to ensure accurate, up-to-date information for smart contracts.

DeFi Pools, KYC, Custody and AML

Participate in decentralized finance pools and complete KYC verification for secure, compliant custody of your assets.

US CLARITY Act-Ready

RJC complies with the US CLARITY Act, ensuring adherence to regulatory standards for financial operations.

Full Reporting + Transparency

RJC offers full transparency with regular financial reporting and clear visibility into asset management and transaction history.

Road Map

Q2 2025

  • Whitepaper & strategy release

  • Legal counsel retained

  • Token audit RFP issued

Q3 2025

  • Beta platform MVP

  • Token generation event (TGE)

  • Pre-funding round launch

Q4 2025

  • Platform public launch

  • Celebrity endorser campaign

  • DAO MVP live

Q1 2026

  • Full DAO governance

  • Multi-chain staking

  • Mobile app + liquidity pools

Join the Joe Army

"The Joe Army" is a community of like-minded individuals who believe in accessible, fair, and transparent investment opportunities. Whether you're a crypto investor, an investing newbie, or just looking to be part of something exciting, there’s a place for you here.
We're building the Joe Army with meme coin energy and RWA substance.
  • Meme Coin Energy: Memes are our language! Get involved with creative memes, share your favorite moments, and be part of the #JoeVsElites movement.
  • Community Fun: Connect with fellow investors, discuss strategies, share news, and have fun while being part of a strong, empowered community.
  • Win with RJC: From airdrops to referral bonuses, there’s always a way to earn extra and get rewarded for being part of the Joe Army.

Meme of the Week

Each week, we’ll feature the best meme submitted by the Joe Army. If you’ve got some creative ideas, submit your meme and get a chance to be featured on the platform, plus win awesome prizes!
  • Submit Your Meme: Upload your meme and get featured!
  • Win Rewards: Top memes win exclusive RJC merchandise, tokens, and even airdrops.


#JoeVsElites Leaderboards

We’re putting the meme energy to work with a competitive twist! Join the #JoeVsElites challenge, and see how you rank against others in the Joe Army. Prizes for the top members include exclusive token bonusesleaderboard shoutouts, and more.

FAQ

What is RJC?

A security token for fractional high-yield investments, targeting 9-14% net returns (projected, not guaranteed).

How to Buy?

Presale (invited) or CoinList public sale Oct 15, 2025. Use ETH/BTC/fiat, KYC required.

Different from Meme Coins?

Backed by RWAs, not just hype—plus community fun.

Returns?

First 10% yours, then 80/20 split. Annual dividends, staking extras (projected, not guaranteed).

Regulated?

Yes—MiCA, SEC, FCA compliant.

Risks?

Volatility, no guarantees—diversified but consult pros.

Staking?

Tiered rewards, lockups for bonuses.

Sell Tokens?

Yes, via platform or DeFi; NAV-linked.

Minimum ICO?

100K tokens or refunds.

Community?

@RegularJoeCoin—join for airdrops!

Taxes?

You’re responsibility; no advice given.

Contact Us

We’re here to answer your questions and help you navigate your investment journey with Regular Joe Coin. Reach out to us, and we'll get back to you as soon as possible.
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